The programs and resources listed below help homeowners with home repairs and improvements. New York Affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need US Department of Agriculture Rural Development Office - home improvement loans and grants to low-income homeowners in rural areas Attorney General's Home Improvement Fact Sheet New York State Energy Efficiency Programs Emergency Home Repair Program for the Elderly (RESTORE) Healthy Homes (New York State Department of Health) New York City Better Business Bureau Upstate New York Better Business Bureau Neighborhood Housing Services - North Bronx 1451 East Gun Hill Road, 2nd Floor Neighborhood Housing Services - South Bronx 848 Concourse Village West NHS of Bedford Stuyvesant NHS of East Flatbush Asian Americans for Equality 2 Allen Street, 7th Floor New York, NY 10002 Credit Where Credit Is Due

American Center for Credit Education (ACCE) 2310 N. Maple Ave. Rapid City, SD 57701 Neighborhood Housing Services - Citywide 307 West 36th Street, 12th Floor New York, NY 10018 New York Mortgage Coalition 50 Broad Street, Suite 1402 New York, NY 10004 Structured Employment Economic Development Corp. (Seedco) 22 Cortlandt Street, 33rd Floor New York, NY  10007 Neighborhood Housing Services - Jamaica Neighborhood Housing Services - Northern Queens 60-20 Woodside Avenue, 2nd Floor Neighborhood Housing Services - Staten Island Staten Island, NY 10310 2100 Middle Country Road, Suite 300 325 Beach 37th Street Far Rockaway, NY 11691-4103 Phone: (631) 435-4710 x1 31 West Main Street, Suite 300 470 Mamaroneck Avenue (main office) White Plains, NY  10605 Big Flats, NY 14814 15 East Genesee Street Phone: (716) 885-2344 x15 103 Hand Ave., PO Box 157 Toll Free: (877) 819-0534

115 West Clinton Street 3 East Main Street Phone: (315) 684-3144 x12 Toll Free: (800) 721-2271 Niagara Falls, NY 14305-2661 44 West Main Street Penn Yan, NY 14527 935 East Avenue, Suite 300 125 Main Street, Box A 990 James Street, Suite 100 1201 East Fayette Street Phone: (315) 724-4197 x226 AuctionZip Auctioneer ID # 7429 Bernard Brzostek80 Smokey Hollow Road, Suite 3Baldwinsville, NY 13027Phone: (315) 678-2542 Grocery Store Equipment AuctionView Photo Gallery Mon Aug 29 - 10:00AM Unreserved Real Estate AuctionView Photo Gallery Mon Aug 29 - 06:00PM Tractors, Garage & Machine Shop AuctionView Photo Gallery Tue Aug 30 - 10:00AM Thu Sep 1 - 06:00PM Tools, Guns & Collectibles AuctionView Photo Gallery Sat Sep 3 - 10:00AM Unreserved Real Estate & Contents AuctionView Photo Gallery Sun Sep 4 - 10:00AM Antiques & Collectibles AuctionView Photo Gallery

Mon Sep 5 - 10:00AM Restaurant Equipment AuctionView Photo Gallery Tue Sep 6 - 10:00AM Antiques & Collectibles Auction Sun Sep 11 - 10:00AM Mon Sep 12 - 10:00AM Antiques & Household Furnishings AuctionView Photo Gallery Tue Sep 13 - 10:00AM Wed Sep 14 - 10:00AM New York Mills, NY Tue Sep 20 - 10:00AM Thu Sep 22 - 10:00AM Sat Sep 24 - 10:00AM Household Furnishings & Tools AuctionView Photo GalleryProm Dresses In Lancaster Pa Sun Sep 25 - 10:00AMRims And Tires Olympia Wa Tue Oct 11 - 10:00AMDogs For Sale Roxboro NcIn Print and Online! The Pennysaver / My Shopper Network is the best way to buy or sell locally in Central NY.