When it comes time to fill-up the gas tank, my go-to credit card is the Scotia Momentum Visa Infinite. That’s because this card pays 4 percent cash back on gas purchases – more than any other rewards card on the market.Related: Scotia’s Free $100 Gift Card Promo is Back!But I’m also on the lookout for the best deal on gas prices. Costco gas bars are usually the cheapest in town by about 5 cents per litre. However, Costco isn’t an ideal location for me – it’s all the way across town – plus the wholesale giant only accepts MasterCard, so using the Momentum Visa was out of the question. That means I never get to have my cake and eat it too.All of this changed when a Co-op gas bar opened up in a convenient location nearby. Retail co-operatives serve more than 500 communities and more than 1.6 million active co-op members across Western Canada. A lifetime membership cost just $10 for a share in the local business. At the end of the year, members get cash back in proportion to the amount they’ve spent at the store.

The cash back that members earned from gas purchases last year worked out to 7.5 percent – or 8.5 cents per litre. My rewards are boosted even further by using the Scotia Momentum Visa Infinite every time I fill-up at the Co-op gas bar.While gas doesn’t make up a huge portion of our household budget, we average about $180 per month or $2,160 per year on fuel for our vehicles. Here’s how the cash back rebates work:Rather than driving around town looking for the lowest gas prices, I prefer to maximize my rewards by pairing a strong cash back credit card with a retailer that offers a solid discount with no strings attached. Of course, the price at the pump also has to be competitive with other retailers in town. Co-op is right in-line with the cheapest gas prices in my city:Other programs, such as Canadian Tire, Safeway, and Costco, all come with certain ‘gotchas’ that limit the program’s effectiveness and convenience for customers. Canadian Tire pays you in its own currency, Safeway only offers fuel rewards when you purchase a certain amount worth of groceries, and Costco only serves members and is limited to MasterCard customers.

Related: How to get top value from your rewards programWith Co-op, I’ve found a way to optimize my gas spending by combining a great cash back discount with my already best-in-market cash back credit card. The best part is that it’s easy to use – just enter my Co-op number each time I gas-up the car – and the gas bar is in a convenient location between my home and work.The drop in gas prices over the past year has put some money back into the hands of consumers. Mini Groodle Puppies For SaleBy getting an extra 11.5 percent cash back on gas purchases, I’m cashing in even more today while also hedging against the next big price increase at the pump.Mazdaspeed T ShirtsNot all products sold on Costco.co.uk are available at your local Costco warehouse. Aircon Cleaning Service Valenzuela City

Products sold online may have different pricing than the same products sold at your local Costco warehouse due to shipping and handling fees charged for delivery. Published prices are for members & online subscribers only. A surcharge of 5% (+VAT at the standard rate) will be added to total purchases made by non-Costco UK members and non-Costco UK online subscribers. Click to find out if you qualify for Costco Membership. Click to find out about Online Annual Subscription. If you are a Costco Member you may shop online by entering your member number at checkout. as a Costco member you do not pay any surcharge on website purchases. If you are an Executive Member your online purchases qualify toward your annual reward. When you make your purchase, at checkout you may opt to subscribe by paying an annual fee. Subscribers do not pay any surcharge on website purchases. When making your first purchase after expiry, you will be given an opportunity to renew your subscription for an additional year.

Subscribers must be eighteen years of age or older. If you are neither a Costco Member nor a Subscriber, you may shop www.costco.co.uk by paying 5% surcharge on all purchases. This charge will be added automatically to your purchase at check-out. Shop online 24/7 from the comfort of your home or business as costco.co.uk will fit your schedule, no matter what it may look like. Costco.co.uk provides an inclusive delivery to your home or office making it even more convenient to shop online. For select large bulky items, such as most furniture or fitness equipment, our included white glove delivery service unwraps and assembles the item in the room of your choice and removes all the packaging for an effortless delivery experience. See the individual item descriptions for details. Shop costco.co.uk for thousands of items you won’t find at your local warehouse as over 95% of items on the website are web-exclusives. Discover expanded product categories with items for every style and budget as costco.co.uk offers a greater range of products including a wide array of furniture and sporting equipment available all year long.

We invite you to continue the treasure hunt online as there’s always something new! With a big selection of products and new items being added daily, never miss a hot buy opportunity by ensuring you receive our offers via email. Click here to register for email. All major debit and credit cards including American Express, Visa, MasterCard and Maestro are accepted on costco.co.uk. American Express is Costco’s preferred credit card, helping you earn cash back rewards virtually everywhere with the Costco TrueEarnings™ American Express© credit card. Click here to learn more about the Costco TrueEarnings™ card. As an Executive Costco member, your purchases on costco.co.uk count towards your 2% reward. Costco Concierge Technical Support Services extends to all eligible costco.co.uk purchases offering free technical support for televisions, computers, cameras, camcorders, MP3/iPod and touch screen tablets/iPad devices purchased from costco.co.uk. Click here to learn more about our Costco Concierge Technical Support Services.